SparkT is a fully-featured, modular white-label UBI platform that uses real-time sensor data from various devices to track and analyze driver behavior and measure vehicle performance. Our system works based on different data sources such as smartphone sensors, BLE (Bluetooth low energy devices), OBD2. This data, in turn, is enriched with the information from the 3rd party data sources such as weather conditions, traffic regulations, road infrastructure or type of settlement.
Thanks to SparkT platform insurance companies can use telematic data and driver’s profile to offer usage-based insurance (UBI), where the policy price is calculated individually for each driver. Our platform also helps insurers to build direct digital channels and create new products based on usage and behavior data.